Last weekend I was sitting outside at Jucieland in Hyde Park, catching up with one of my good friends. It was a typical 20-something conversation discussing dating, work, and of course, the struggle of budgeting. We were brainstorming a few money saving ideas when she suggested, “Maybe we should cut out our weekly dollar margarita happy hour at El Arroyo. That would help, right?” I nodded in agreement, only to then realize, “Hey Sara, we just spent $9 on smoothies.”